Category: Credit

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Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?

When potential creditors (such as banks, loan providers, or credit card companies) request your credit report, it can be done in one of two ways: a hard inquiry or a soft inquiry...

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Understanding Your Credit Report and What Student Loan Lenders Look For

When you decide to apply for a new private student loan, or refinance your existing federal and private student loans, you can expect to have your credit history and credit score checked by the lender to ensure you are a good credit risk...

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Why Good Credit is Crucial

Your credit score is a three-digit number that can determine a lot. Credit scores are calculated using a number of factors. On-time payments, the number of credit cards you have and the balances...

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