Read on for a quick recap on student loan interest rates – including what today’s students are carrying for an average student loan interest rate today; how those interest rates are set; and when refinancing makes sense.Read More of the article "How Interest Rates Affect Student Loans (and How You Can Use Them Wisely)"
Ron Hancock is the Regional Director for U‑fi Student Loans and is an expert in many aspects of financial aid, student loans, and debt management. A graduate of the University of Oklahoma, Ron has worked in a number of areas of higher education finance, including positions in a college financial aid office, training and development for a state agency, and most recently as National Manager for Nelnet’s Partner Solutions team. Ron has spoken at numerous financial aid conferences all across the United States.
Ron's Recent Articles
Student loans can have a language all their own. Understanding these 20 essential loan-related terms can help you navigate the world of student loans. Federal student loans – Many of these student loans (e.g., Direct…Read More of the article "A Guide to Important Student Loan Terms"
College students can reduce their chances of being victims of identity fraud by taking several careful and ongoing precautions to protect themselves, and their personally identifiable identification, from identity theft.Read More of the article "Useful Identity Theft Protection Tips"
There are many career paths that will set you up for financial success, but some of them require more time to earn a degree in order to get the job you want.Read More of the article "What Careers Give You The Most Bang For Your Buck"
Learn the difference between hard & soft credit inquiries on your credit report to understand the impact on your credit score.Read More of the article "Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?"
Knowing when and which student loans to refinance can save you thousands of dollars, or cost you borrower benefits.Read More of the article "When to (and Not to) Refinance Student Loans"
When federal loans and grants aren’t enough, smart use of private student loans to pay for college can be just what you need to complete your education.Read More of the article "Find Money for College When Scholarships Aren’t Enough"
College gives students a crash course in many things, but budgeting is one of the most crucial. Here are 10 best tips to help college students with budget planning.Read More of the article "10 Best Budget Planning Tips for College Students"
Getting a tax refund can be an exciting opportunity to save, spend, or reduce debt. Here are some helpful ways to use this sudden surplus of income.Read More of the article "How to Smartly Spend Your Tax Refund"
The majority of college students now graduate with student loan debt. But, keeping your borrowing to a minimum and setting a budget makes repayment easier when it comes time for repayment. Learn more about understanding…Read More of the article "Back to School Finances and Budgeting – Be Prepared and Informed When You Start School"