When it comes to your credit report, you may have heard the terms “hard inquiry” or “soft inquiry”—but what do they mean? Soft Inquiries When potential creditors (e.g., banks, loan providers, credit card companies, etc.)…Read More of the article "Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?"
Ron Hancock is the Regional Director for U‑fi Student Loans and is an expert in many aspects of financial aid, student loans, and debt management. A graduate of the University of Oklahoma, Ron has worked in a number of areas of higher education finance, including positions in a college financial aid office, training and development for a state agency, and most recently as National Manager for Nelnet’s Partner Solutions team. Ron has spoken at numerous financial aid conferences all across the United States.
Ron's Recent Articles
The majority of college students now graduate with student loan debt. But, keeping your borrowing to a minimum and setting a budget makes repayment easier when it comes time for repayment. Learn more about understanding…Read More of the article "Back to School Finances and Budgeting – Be Prepared and Informed When You Start School"
As graduation season approaches, you may notice more and more ads promoting student loan refinance. You may also receive offers from companies offering to lower your rate on your student loans. What does all of…Read More of the article "Student Loan Refinance 101 – For New Graduates"
For undergraduates and graduates considering student loans to help pay for their education, finding a low interest rate loan is important. Understanding how rates are set and how they potentially change over time can help…Read More of the article "How Are Interest Rates Determined on Student Loans?"
You’ve finished off the leftover turkey and dressing and have shifted gears into holiday shopping mode. As another year comes to a close, it’s a good time to look back on how your budget planning…Read More of the article "Planning for the New Year"
If you’re reading this, you probably have at least one credit card already. Credit cards can be a helpful tool when used appropriately, including helping you establish credit and build your credit score. However, you…Read More of the article "Take Control of Your Credit Cards"
Congratulations! You’re graduating soon and will be searching for your first job out of college. It’s an exciting time in your life. However, if you’re like the majority of college students, you’re also graduating with…Read More of the article "Student Loan Repayment – What to Expect as You Prepare to Graduate"
It’s that time of year again. That is to say, it’s time to gather all your paperwork, W-2’s, receipts, statements, and related documents and work on your tax forms. Consequently, here are a few key…Read More of the article "It’s Tax Season – Remember to Claim Your Education Tax Benefits"
The holidays are over and the new year brings a new semester. For many students, that means a new round of bills and education expenses. That means it’s a perfect time to evaluate your finances…Read More of the article "It’s Time to Make Sure Your Finances are on Track"
Winter break is often a favorite time of year for college students. It’s a chance to go home, visit family and friends, enjoy home-cooked meals, and maybe do a little holiday shopping. Unfortunately, working off…Read More of the article "Five Spending Tips to Avoid Post-Holiday Budget Woes"