Learn the difference between hard & soft credit inquiries on your credit report to understand the impact on your credit score.Read More of the article "Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?"
Ron Hancock is the Regional Director for U‑fi Student Loans and is an expert in many aspects of financial aid, student loans, and debt management. A graduate of the University of Oklahoma, Ron has worked in a number of areas of higher education finance, including positions in a college financial aid office, training and development for a state agency, and most recently as National Manager for Nelnet’s Partner Solutions team. Ron has spoken at numerous financial aid conferences all across the United States.
Ron's Recent Articles
Knowing when and which student loans to refinance can save you thousands of dollars, or cost you borrower benefits.Read More of the article "When to (and Not to) Refinance Student Loans"
When federal loans and grants aren’t enough, smart use of private student loans to pay for college can be just what you need to complete your education.Read More of the article "Find Money for College When Scholarships Aren’t Enough"
College gives students a crash course in many things, but budgeting is one of the most crucial. Here are 10 best tips to help college students with budget planning.Read More of the article "10 Best Budget Planning Tips for College Students"
Getting a tax refund can be an exciting opportunity to save, spend, or reduce debt. Here are some helpful ways to use this sudden surplus of income.Read More of the article "How to Smartly Spend Your Tax Refund"
The majority of college students now graduate with student loan debt. But, keeping your borrowing to a minimum and setting a budget makes repayment easier when it comes time for repayment. Learn more about understanding…Read More of the article "Back to School Finances and Budgeting – Be Prepared and Informed When You Start School"
Understand the basics of refinancing your student loans as you start the repayment process. Know who can benefit, which loans are eligible, and other factors to consider when refinancing.Read More of the article "Student Loan Refinance 101 – For New Graduates"
For undergraduates and graduates considering student loans to help pay for their education, finding a low interest rate loan is important. Understanding how rates are set and how they potentially change over time can help…Read More of the article "How Are Interest Rates Determined on Student Loans?"
You’ve finished off the leftover turkey and dressing and have shifted gears into holiday shopping mode. As another year comes to a close, it’s a good time to look back on how your budget planning…Read More of the article "Planning for the New Year"
If you’re reading this, you probably have at least one credit card already. Credit cards can be a helpful tool when used appropriately, including helping you establish credit and build your credit score. However, you…Read More of the article "Take Control of Your Credit Cards"