When potential creditors (such as banks, loan providers, or credit card companies) request your credit report, it can be done in one of two ways: a hard inquiry or a soft inquiry. You may have…Read More of the article "Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?"
Ron Hancock is the Regional Director for U‑fi Student Loans and is an expert in many aspects of financial aid, student loans, and debt management. A graduate of the University of Oklahoma, Ron has worked in a number of areas of higher education finance, including positions in a college financial aid office, training and development for a state agency, and most recently as National Manager for Nelnet’s Partner Solutions team. Ron has spoken at numerous financial aid conferences all across the United States.
Ron's Recent Articles
The majority of college students now graduate with student loan debt. By keeping your borrowing to a minimum, you’ll have a much easier time in repayment. It’s important to know your expenses and financial resources…Read More of the article "Back to School Finances and Budgeting – Be Prepared and Informed When You Start School"
As graduation season approaches, you may notice more and more ads promoting student loan refinancing. You may also be getting offers in the mail from companies offering to “lower your rate” on your student loans….Read More of the article "Student Loan Refinance 101 – For New Graduates"
For undergraduates and graduates considering student loans to help pay for their education, finding a low interest rate loan is important. Understanding how rates are set and how they potentially change over time can help…Read More of the article "How Are Interest Rates Determined on Student Loans?"
You’ve finished off the leftover turkey and dressing and have shifted gears into holiday shopping mode. As another year comes to a close, it’s a good time to look back on how you managed your…Read More of the article "Planning for the New Year"
If you’re reading this, you probably have at least one credit card already. Credit cards can be a helpful tool when used appropriately, including helping you establish credit and build your credit score. However, you…Read More of the article "Take Control of Your Credit Cards"
Congratulations! You’re graduating soon and will be searching for your first job out of college. It’s an exciting time in your life. However, if you’re like the majority of college students, you’re also graduating with…Read More of the article "Student Loan Repayment – What to Expect as You Prepare to Graduate"
It’s that time of year again. It’s time to gather all your paperwork, W-2’s, receipts, statements, and related documents and work on completing your tax forms. With that in mind, we wanted to share a…Read More of the article "It’s Tax Season – Remember to Claim Your Education Tax Benefits"
The holidays are over and the new year brings a new semester. For many students, that means a new round of bills and expenses, which makes now a good time to evaluate your finances and…Read More of the article "It’s Time to Make Sure Your Finances are on Track"
Winter break is often a favorite time of year for college students. It’s a chance to go home, visit family and friends, enjoy home-cooked meals, and maybe do a little holiday shopping. Unfortunately, it might…Read More of the article "Five Spending Tips to Avoid Post-Holiday Budget Woes"