Want to set up a budget? Looking to increase your credit score? We’ve got all the information you’ll need to make smart financial choices.
College gives students a crash course in many things, but budgeting is one of the most crucial. Here are 10 best tips to help college students with budget planning.
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Getting a tax refund can be an exciting opportunity to save, spend, or reduce debt. Here are some helpful ways to use this sudden surplus of income.
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Another new year brings another set of resolutions — many of which involve making new financial goals. Whether you’re currently in school or have been in the workforce for a few years, it’s smart to…
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When it comes to your credit report, you may have heard the terms “hard inquiry” or “soft inquiry”—but what do they mean? Soft Inquiries When potential creditors (e.g., banks, loan providers, credit card companies, etc.)…
Read More of the article "Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?"
The majority of college students now graduate with student loan debt. But, keeping your borrowing to a minimum and setting a budget makes repayment easier when it comes time for repayment. Learn more about understanding…
Read More of the article "Back to School Finances and Budgeting – Be Prepared and Informed When You Start School"
You’ve finished off the leftover turkey and dressing and have shifted gears into holiday shopping mode. As another year comes to a close, it’s a good time to look back on how your budget planning…
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Have you ever applied for a loan from a bank and wondered why you received a certain interest rate? I remember when I applied for a loan to buy my first house. I’d taken out…
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If you’re reading this, you probably have at least one credit card already. Credit cards can be a helpful tool when used appropriately, including helping you establish credit and build your credit score. However, you…
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At the end of each year, I review my personal finances to see how I’m progressing towards my goals. I also take stock to see if I need to make any course corrections. I refer…
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It’s that time of year again. That is to say, it’s time to gather all your paperwork, W-2’s, receipts, statements, and related documents and work on your tax forms. Consequently, here are a few key…
Read More of the article "It’s Tax Season – Remember to Claim Your Education Tax Benefits"