10 Steps to Boosting Your Credit Score
The interest rates, loan benefits, and types of credit and loan programs available to you are often based on your credit score.
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Want to set up a budget? Looking to increase your credit score? We’ve got all the information you’ll need to make smart financial choices.
10 Best Budget Planning Tips for College Students
College gives students a crash course in many things, but budgeting is one of the most crucial. Here are 10 best tips to help college students with budget planning.
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How to Smartly Spend Your Tax Refund
Getting a tax refund can be an exciting opportunity to save, spend, or reduce debt. Here are some helpful ways to use this sudden surplus of income.
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New Year, New Financial Perspective
Another new year brings another set of resolutions — many of which involve making new financial goals. Whether you’re currently in school or have been in the workforce for a few years, it’s smart to…
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Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?
When it comes to your credit report, you may have heard the terms “hard inquiry” or “soft inquiry”—but what do they mean? Soft Inquiries When potential creditors (e.g., banks, loan providers, credit card companies, etc.)…
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Back to School Finances and Budgeting – Be Prepared and Informed When You Start School
The majority of college students now graduate with student loan debt. But, keeping your borrowing to a minimum and setting a budget makes repayment easier when it comes time for repayment. Learn more about understanding…
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Planning for the New Year
You’ve finished off the leftover turkey and dressing and have shifted gears into holiday shopping mode. As another year comes to a close, it’s a good time to look back on how your budget planning…
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What You Can Do to Improve Your Credit Score
Have you ever applied for a loan from a bank and wondered why you received a certain interest rate? I remember when I applied for a loan to buy my first house. I’d taken out…
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Take Control of Your Credit Cards
If you’re reading this, you probably have at least one credit card already. Credit cards can be a helpful tool when used appropriately, including helping you establish credit and build your credit score. However, you…
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Get Your Financial House in Order
At the end of each year, I review my personal finances to see how I’m progressing towards my goals. I also take stock to see if I need to make any course corrections. I refer…
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