Have you ever applied for a loan from a bank and wondered why you received a certain interest rate? I remember when I applied for a loan to buy my first house. I’d taken out…
Read More of the article "What You Can Do to Improve Your Credit Score"
If you’re reading this, you probably have at least one credit card already. Credit cards can be a helpful tool when used appropriately, including helping you establish credit and build your credit score. However, you…
Read More of the article "Take Control of Your Credit Cards"
Congratulations! You’re graduating soon and will be searching for your first job out of college. It’s an exciting time in your life. However, if you’re like the majority of college students, you’re also graduating with…
Read More of the article "Student Loan Repayment – What to Expect as You Prepare to Graduate"
At the end of each year, I review my personal finances to see how I’m progressing towards my goals. I also take stock to see if I need to make any course corrections. I refer…
Read More of the article "Get Your Financial House in Order"
It’s that time of year again. That is to say, it’s time to gather all your paperwork, W-2’s, receipts, statements, and related documents and work on your tax forms. Consequently, here are a few key…
Read More of the article "It’s Tax Season – Remember to Claim Your Education Tax Benefits"
Does your January credit card statement have you feeling blue? Find out how personal loans could provide credit relief. It Happens to the Best of Us The holidays have come and gone. You may be…
Read More of the article "Personal Loans Can Help Cure Post-holiday Credit Card Blues"
The holidays are over and the new year brings a new semester. For many students, that means a new round of bills and education expenses. That means it’s a perfect time to evaluate your finances…
Read More of the article "It’s Time to Make Sure Your Finances are on Track"
If you have student loan debt, you have most likely heard the terms “student loan consolidation” and “student loan refinancing”. Although they sound similar and are often used interchangeably, they are actually two different programs….
Read More of the article "Student Loan Refinancing and Consolidation: Which One is Right for You?"
Winter break is often a favorite time of year for college students. It’s a chance to go home, visit family and friends, enjoy home-cooked meals, and maybe do a little holiday shopping. Unfortunately, working off…
Read More of the article "Five Spending Tips to Avoid Post-Holiday Budget Woes"
At some point, most of us say, I wish I knew then what I know now. That same sentiment holds true for some college students regarding the financial aid process. After learning about the financial…
Read More of the article "Five Things College Students Wish They Had Known About Financial Aid"
