Your credit score is a three-digit number that can determine a lot. Credit scores are calculated using a number of factors. These include on-time payments, number of credit cards you have and their balances, and…Read More of the article "Why Good Credit is Crucial"
Recent surveys and studies suggest that many young adults lack basic money management skills. Too often, students enter college at a loss for managing their personal finances. College may be the first opportunity you have to…Read More of the article "Learning to Budget for a Brighter Future"
Throughout the college admissions process, you’ll encounter several important checkpoints. Selecting schools, applying for admission and receiving college acceptances are all critical. But, your decision often comes down to the question, “How will I pay…Read More of the article "5 Facts Students Should Know about Financial Aid"
While preparing for college, one of the most important considerations is how to pay for it. All students should complete the Free Application for Federal Student Aid (FAFSA) because it is used to determine students’ potential eligibility…Read More of the article "I Submitted My FAFSA – Is the Expected Family Contribution What I Have to Pay for College?"
Considering paying off your student loan debt with your tax return or just a lump sum of money? There can be more to larger payments than meets the eye. Follow these steps to learn how…Read More of the article "How to Use Your Tax Return Effectively to Reduce Student Loan Payments"
College is expensive and many families need help paying for it. For financial aid consideration next year, the first step is filing the 2016-17 Free Application for Financial Aid (FAFSA). The FAFSA is the application…Read More of the article "Need Help Paying for College? Apply Now by Filing the 2016-17 FAFSA"
When you’ve recently entered the workforce, balancing repaying student loans and a budget can be a challenge. This is especially true if you have a standard entry-level salary. As the cost of higher education continues…Read More of the article "A Young Professional’s Guide to Repaying Student Loans"
Should I consolidate or refinance my student loans? At U‑fi Student Loans, we get this question daily and it’s one every person with student loan debt should ask themselves. Of course, the answer depends on…Read More of the article "When to Consider Refinancing Student Loans"
The first few years after college can be a challenge for anyone—especially when it comes to financial independence. Between finding a job and a place to live, paying down student loans, and maybe even starting…Read More of the article "Financial Literacy for Millennials: Tips for Making Smart Financial Decisions in Your 20s and 30s"