Feefo logo
U-fi From Nelnet is continuing to process refi applications with no scheduled interruption. In response to COVID-19, some federal loans may qualify for a temporary interest waiver. If you refinance your federally-held loans with U-fi From Nelnet, they will no longer qualify for this waiver. If you have questions regarding the interest waiver due to COVID-19, please visit the Federal Student Aid website for the most up to date information. If you have questions on whether your current federal loans qualify, check with your current servicer.

About U-fi From Nelnet

Our mission is to help students and recent graduates make smart financial choices and accomplish their educational goals.

Helping Smart Borrowers Earn More

Nelnet was founded over 40 years ago on one simple idea: to serve our customers and make their educational dreams possible. And that’s why we created U-fi – to bring that experience to student loans and refinancing.

We reward borrowers for their hard work with better, smarter loan solutions. Our borrowers have big dreams for the future – U-fi From Nelnet helps them dream even bigger.

Icon for 40+ Years of Experience

40+ Years of Experience

Backed by Nelnet, one of the nation’s largest student loan servicers, we’ve proven that we know our stuff.

Icon for Expert Borrower Support

Expert Borrower Support

Real people. Real support. Our team of friendly specialists will help you find a private student loan that fits your needs.

Icon for Personalized Solutions

Personalized Solutions

No matter which degree you’re pursuing – undergraduate, graduate, or professional – we’ve got you covered.

Icon for Cosigner Benefits

Cosigner Benefits

Still building your credit? We allow borrowers to apply with a cosigner – and release them for eligible borrowers after 24 consecutive on-time payments.

Icon for Easy to Apply

Easy to Apply

Who says saving money has to be hard? Our three-step process makes it fast and easy. Plus, we don’t believe in charging fees.

Partner with Us

We’re always looking for referral partners. Help us bring affordable education options and student loan debt relief to those who need it.

Get Started

Smart Choices, Smart Money

A few things you should know before getting started.

What is a Cosigner?

Understand how a cosigner can help your loan application.

Learn More

Student Loan Refinance 101

Everything you need to know about refinancing.

Learn More

Prepare for Graduation

Steps to keep your finances organized after getting your diploma.

Learn More