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All New U-fi From Nelnet Refinance Loans are funded by Nelnet Bank.
If you started your refinance application after November 16, please complete your application at Nelnet Bank.
If you started your refinance application before November 16, please complete your application here.

About U-fi From Nelnet

Our mission is to help students make smart financial choices and accomplish their educational goals.

Helping Smart Borrowers Earn More

Nelnet was founded over 40 years ago on one simple idea: to serve our customers and make their educational dreams possible. And that’s why we created U-fi From Nelnet – to bring that experience to student loans.

We reward borrowers for their hard work with better, smarter loan solutions. Our borrowers have big dreams for the future – U-fi From Nelnet helps them dream even bigger.

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40+ Years of Experience

Backed by Nelnet, one of the nation’s largest student loan servicers, we've proven that we know our stuff.

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Expert Borrower Support

Real people. Real support. Our team of friendly specialists will help you find a private student loan that fits your needs.

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Personalized Solutions

No matter which degree you’re pursuing – undergraduate, graduate, or professional – we’ve got you covered.

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Cosigner Benefits

Still building your credit? We allow borrowers to apply with a cosigner – and release cosigners for eligible borrowers after 24 consecutive on-time payments.

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Easy to Apply

Who says saving money has to be hard? Our three-step process makes it fast and easy. Plus, we don’t believe in charging fees.

Partner with Us

We’re always looking for referral partners. Help us bring affordable education options to those who need it.

Get Started

Smart Choices, Smart Money

A few things you should know before getting started.

What is a Cosigner?

Understand how a cosigner can help your loan application.

Learn More

New to Student Loans?

Learn essential student loan terms to help you navigate this new world.

Learn More

Prepare for Graduation

Steps to keep your finances organized after getting your diploma.

Learn More