U-fi Loans
Helping students, graduates, and everyday professionals make smart financial decisions.
Student Loan Refinance
Simplify your loans into one monthly payment while potentially saving on your interest rate.
Apply Now Learn MoreStudent Loans
Reach your educational goals by focusing on your studies, not your finances.
Apply Now Learn MoreOur mission focuses on helping you reach your educational and financial goals.
- Competitive borrower rates
- Flexible payment options
- Helpful customer service team
Popular FAQs View All
How much will I save?
How much you save depends on many factors, including current interest rate(s), your outstanding student loan debt, your repayment term, and your (or your cosigner's) credit history.
What are the eligibility requirements for a private student refinance loan?
Refinance loans have several general requirements for eligibility.
What loan repayment terms does U-fi offer?
You can select one of the following loan repayment terms:
- 5-year term
- 10-year term
- 15-year term
- 20-year term (for loan amounts of $25,000 or more)
- 25-year term (for loan amounts of $75,000 or more with variable rate interest)*
With a shorter repayment term, you may lower your interest rate and will lower your overall cost of borrowing, but you will have higher monthly payments. With a longer repayment term, you will lower your monthly payment amount, but you may have a higher interest rate and will increase your overall cost of borrowing.
No matter which term you choose, you can always make additional payments without penalty. This lets you pay off your loan faster and saves you money.
*Note: Not all repayment terms may be available depending on the borrower's and/or cosigner's credit.
We'll Help You Achieve Your Financial Goals.
Borrowers experience real financial results when they refinance with U‑fi. Hear Laura's story about how she achieved her financial goals with a Refinance Loan from U‑fi.
Watch Laura's Story Time: 55 seconds
