Once you’ve received your financial award package (including all federal student loans, grants, and scholarships you can get through your school) for next semester, it’s up to you to find additional private student loans and…Read More of the article "Finding Student Loans and Preparing for Next Semester"
College gives students a crash course in many things, but budgeting is one of the most crucial. Here are 10 best tips to help college students with budget planning.Read More of the article "10 Best Budget Planning Tips for College Students"
Getting a tax refund can be an exciting opportunity to save, spend, or reduce debt. Here are some helpful ways to use this sudden surplus of income.Read More of the article "How to Smartly Spend Your Tax Refund"
Another new year brings another set of resolutions — many of which involve making new financial goals. Whether you’re currently in school or have been in the workforce for a few years, it’s smart to…Read More of the article "New Year, New Financial Perspective"
When it comes to your credit report, you may have heard the terms “hard inquiry” or “soft inquiry”—but what do they mean? Soft Inquiries When potential creditors (e.g., banks, loan providers, credit card companies, etc.)…Read More of the article "Your Credit Report: Hard Inquiry vs. Soft Inquiry – What’s the Difference?"
The majority of college students now graduate with student loan debt. But, keeping your borrowing to a minimum and setting a budget makes repayment easier when it comes time for repayment. Learn more about understanding…Read More of the article "Back to School Finances and Budgeting – Be Prepared and Informed When You Start School"
Understand the basics of refinancing your student loans as you start the repayment process. Know who can benefit, which loans are eligible, and other factors to consider when refinancing.Read More of the article "Student Loan Refinance 101 – For New Graduates"
For undergraduates and graduates considering student loans to help pay for their education, finding a low interest rate loan is important. Understanding how rates are set and how they potentially change over time can help…Read More of the article "How Are Interest Rates Determined on Student Loans?"
You’ve finished off the leftover turkey and dressing and have shifted gears into holiday shopping mode. As another year comes to a close, it’s a good time to look back on how your budget planning…Read More of the article "Planning for the New Year"
Have you ever applied for a loan from a bank and wondered why you received a certain interest rate? I remember when I applied for a loan to buy my first house. I’d taken out…Read More of the article "What You Can Do to Improve Your Credit Score"