Smarter Student Loans for Today’s Smarter Student Borrower.
You have big dreams. We want to help them come true. U-fi Student Loans help you meet educational costs and achieve educational goals.
U-fi Student Loans
U-fi offers Undergraduate, Graduate, MBA, Law, and Health Professions Loans. No matter which degree you’re working on, we’re here to help make it happen.
Three Easy Steps
Start Loan Application
Add Cosigner (if required)
Select Loan Offer
A Note About Private Loans
Before taking out a private loan, make sure to take advantage of any federal student loans, grants, or scholarships you have access to. Federal student loans often include benefits and lower interest rates, so be sure to consider all of your options before applying for a private loan.Apply Now
U-fi Student Loans can cover costs that aren’t met by federal funding. No matter which stage of higher education you’re in, we’re here to help. Offering low rates, no origination fees, and multiple repayment options, U-fi supports the diverse needs of today’s student borrower.
Auto Debit Savings
We’ll knock 0.25 percent off of your interest rate when you enroll in auto debit. 1
Once you make 24 on-time payments, you’ll have the option to release your cosigner. 2
Lower interest rates and flexible monthly payment terms will save you truckloads once you graduate.
Flexible Repayment Options
Choose from three repayment options to find the plan that best fits your lifestyle. Also, enjoy a six-month grace period after you get your degree.
- Immediate Repayment
Start making payments on both principal and interest right away.
- Interest-Only Repayment
Make interest-only payments while in school, and for the six-month grace period after graduation or falling below half-time status.
- Deferred Repayment
As long as you’re enrolled in undergraduate or graduate program at least half time, you have the option to delay payments on principal and interest for up to 78 months (plus a six-month grace period).